Public & Products Liability

Public and Products Liability Insurance

Public and Products Liability Insurance protects businesses from paying compensation to a third party in the event of personal accidents, injury or property damage resulting from any business activity and manufactured products sold or supplied by the business.

Public & Product Liability insurance is crucial for small businesses in Australia. Also known as Broadform Liability Insurance or General Liability, this type of insurance offers protection for personal injury or property damage, safeguarding your legal responsibility to third parties such as clients, customers, and the public for any injury or damage to their property caused by your business.

Although not obligatory for the majority of businesses, having Public & Product Liability insurance is highly advisable. This is due to the unforeseeable nature of accidents, which can be difficult to prevent, and the potentially exorbitant costs associated with legal action.